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There are many things that all small businesses tend to have in common: small business need to have a business license, official business name, identification code (such as an Employer Identification Code or Social Security Number – for sole proprietors), and a business plan.

However, many businesses overlook actually developing a written business plan for different reasons. For example, many small businesses avoid developing business plans because they believe they have all of their necessary strategic planning stored in their heads – or that the direction the business will take is obvious.

Regardless of the size and scope of your business, it is important for you to have a thorough business plan. Here's what you need to know to get started:

What is a business plan?

A business plan is a statement of purpose and direction for a business. In essence, it states the business's mission and goes on to spell out how the business will go about achieving its mission. What's more, the business plan will have clearly defined goals and a plan of action for what to do when those goals are achieved.

Every small business needs a business plan – regardless of the size of the business. Even single-owner, sole proprietors need a business plan. Many business plans are written specifically for investors. However, even if you don't plan to get money from investors, it's important to create a business plan for yourself or your management team.

What is the general business plan format?

There are some general components of every well-composed business plan that you should be sure to include. These business plan components include:

• Executive Summary – describe the company's history, objectives, marketplace, projected growth, funding requirements, and a brief overview of the management team.

• Product or Service Overview – give insight into what product or service the business will be offering. This is where you may discuss patent or copyright issues, as well as any barriers to selling the product or service (such as competition or government regulations).

• The Market – describe the marketplace for your product or service, including the demographic that may be interested in your offerings. Discuss how your product meets the needs of this market.

• The Marketing Plan – discuss how to plan to spread the word about your product or services. Include any promotional materials or plans for advertisements or other marketing avenues.

• The Competition – include information about other businesses that are selling or offering what you plan to sell or offer. Be sure to include information about why your business will be different from the competition.

• Operations – in this section, tell your readers your business strategy. How will you run day-to-day operations? What vendors will you use? What equipment? Facilities? This section lets you show that you have thoroughly thought through the planning for your business and are ready to execute that plan.

• The Management Team – introduce readers to the individual(s) who will be leading your business to success. Give information about their backgrounds, experiences, education, personal information, and personal financial information. Yes – you will want to include a personal financial statement from each member of the management team if you are trying to get investors for your business. Also, include information about what salaries and benefits you will pay to the management team as well as information about resources that will be available to your business.

• Personnel – describe the employees of your business and how you will compensate those employees. Include information about their skills, personal employment needs, and benefits.

• Financial Data – especially if you are trying to get investors for your business, it is important that you include your financial data in your business plan. Your financial data will help investors to determine the risk-level of investing in your business as well as how well the business is currently managed. Financial data should include:

o A balance sheet for the company, including the owner's equity. Balance sheets include liabilities, assets, retainers, and more.

o A break-even analysis, which is determined using your income statement and cash-flow information. The break-even analysis shows how much money you need to make from sales in order to pay for your business expenses.

o The income statement, which is also known as a profit and loss statement. This statement shows investors how well the business manages money by showing the disbursements from the business receipts.

o The cash flow statement, which shows all of the projected receipts and disbursements for a business. This cash flow statement is critical to all businesses.

For more information about what your investors may want to see in a business plan from your company, feel free to ask your investors themselves. Every investor is different and has the liberty to ask for any materials he or she thinks are relevant before giving money to a company.

The business plan is an essential document that helps to ensure the success of businesses. Keep in mind that just because you have a business plan, your business will not automatically succeed. However, if you have a well-developed business plan, your business should be better set to succeed as long as you stick to the business development steps and goals outlined within your business plan. The Small Business Association is always available to answer any questions you may have about developing your business plan as well. Good luck!

Sources:

http://www.va-interactive.com/inbusiness/editorial/bizdev/ibt/business_plan.html

http://www.sba.gov/

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4 Responses to “Senate Finance Committee Gets a New Website”

1. BruceMcF Says:
   

   March 30th, 2010 at 2:37 pm

   That’s a rather deft rhetorical transition from a clearly true statement to an arguably false statement.

   The fact that there is no single one-size-fits all policy to fight climate change does not imply that the components are full of loopholes.

   That is, a simple, clean 100% auction Cap and Dividend, with 75% directly rebated and 25% into a Connie Mae financing institution, a 5 cent a gallon import oil tariff to finance Steel Interstate Tollways, a national renewable energy feed-in tariff supported by individual state renewable energy portfolio requirements …

   … each of them can be “clean” systems with no massive appendix of tweaks and twists precisely because none of them attempt to be a one-size-fits-all solution, but rather each of them attempt to fit well for their own part of the overall challenge.

2. LaFollette Progressive Says:
   

   March 30th, 2010 at 3:26 pm

   And in 2023, future bloggers will mock the Senate Finance Committee for their straight out of 2010 website.

3. Alan P. Says:
   

   March 30th, 2010 at 3:45 pm

   That’s a fine looking picture of two Corporacrats.

4. Laan Says:
   

   March 30th, 2010 at 7:43 pm

   I wonder what is wrong with some people! Why can’t they take a loan from a bank to complete their stalled projects! The banks are willing to give out loans as long as you are able to pay it within the said time.

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As if Iron Man and War Machine hanging around outside Splash Page HQ today wasn't enough, the new “Iron Man 2″ movie website launched today, too — and you should definitely check it out.

While most websites launched to promote an upcoming movie don't offer much beyond a hub for all of the official imagery and promo material as its released, there's a lot to like about the new “Iron Man 2″ site at ironmanmovie.marvel.com. Along with letting you listen to John Debney's score for the film, there are also a slew of downloads and even some brand new images.

The new images collected in the site's gallery cover a wide range of scenes and characters, but I've posted three of my favorites here. There's a shot of the Mark I-IV armors in Tony Stark's workshop, an interesting still of Justin Hammer (Sam Rockwell) and James Rhodes (Don Cheadle) conversing over an unidentified piece of armor, and (my favorite) a new shot of Black Widow (Scarlett Johansson).

Let us know what you think of the new images and website in the comment section or on Twitter!

Fudge, I seriously wrote an essay response and I'm so annoyed that it went mia. Anyways, my comment was directed both at you and journalists in general. I appreciate objectivity, even when it comes to articles about damn Republicans. I was merely trying to point out that if you had actually gone to Voyeur, I think you would have an entirely different opinion about the place. It's actually a pretty nice bar. Note: the word “strip” does not precede the word bar. Sure the girls might have provocative outfits on, but this isn't a place where you'll need dollar bills. Actually, that's a lie because you will need the bills but only to tip your waitress/bartender. Ever been to a Lucent Dossier show or seen the group perform at the Edison? Ever been to a Cirque du Soleil show? Well it's kind of similar to that. Oh and you swear you've never paid $15 or so for a drink in LA. Come on.

We need to focus on the real issue not all this other malarkey. We should be concerned with whether Steele misappropriated or misused funds. We should be focusing on the ridiculous amounts of money on two hotels ($7K), limos ($12K), a private jet ($17K), and God knows what else. Go check out the RNC's FEC filings for yourself (http://query.nictusa.com/cgi-bin/fecimg/?C00003418 Voyeur expense is on p.1781 of the March 2010 filing).

Fudge, I seriously wrote an essay response and I'm so annoyed that it went mia. Anyways, my comment was directed both at you and journalists in general. I appreciate objectivity, even when it comes to articles about damn Republicans. I was merely trying to point out that if you had actually gone to Voyeur, I think you would have an entirely different opinion about the place. It's actually a pretty nice bar. Note: the word “strip” does not precede the word bar. Sure the girls might have provocative outfits on, but this isn't a place where you'll need dollar bills. Actually, that's a lie because you will need the bills but only to tip your waitress/bartender. Ever been to a Lucent Dossier show or seen the group perform at the Edison? Ever been to a Cirque du Soleil show? Well it's kind of similar to that. Oh and you swear you've never paid $15 or so for a drink in LA. Come on.

We need to focus on the real issue not all this other malarkey. We should be concerned with whether Steele misappropriated or misused funds. We should be focusing on the ridiculous amounts of money on two hotels ($7K), limos ($12K), a private jet ($17K), and God knows what else. Go check out the RNC's FEC filings for yourself (http://query.nictusa.com/cgi-bin/fecimg/?C00003418 Voyeur expense is on p.1781 of the March 2010 filing).

I've never had a problem with Jesus. In fact, I'm pretty sure he's just the kind of guy you'd always want to have around. But I have had a big problem with his agents, publicists, and managers. They've abused his message for power and converted moldable, excited people into bullied believers and followers. It's time to take Jesus back for the people, and press on with a useful, loving, practical message that can heal us as individuals and the world.

We all have the power, intuition, and ability to think and act for ourselves, until we give that power away. We give our power away because we're bullied into thinking we aren't good enough and someone else must know better than us, therefore we should give over our instincts and act according to instruction. It's hard to escape bullies that come in many shapes and forms. The processed food industry, corrupt religious organizations, and celebrity worship culture are just a few that we deal with in modern times.

What Would Modern Jesus Do?

1. Remind us that we aren't different from him. A huge problem we face when we're in need is giving up our intuition and blindly following instruction. Letting go works when we are following our hearts, but not so well when we are following a leader. It's great to be inspired by an individual when we can connect back to our own path. Modern Jesus would empower us to tap into our own potential, and remind us that we all are good and have the ability to make choices in our lives that determine our path.

2. Eat Healthy. I don't think Jesus would put up with the state of processed food in the world, and he would probably inspire us to get active about it. What we put into our bodies is completely in our control. We can make fresh foods accessible and available but we choose not to. It's a huge battle against how the world is set up now, convenience and addiction, but we are strong-willed and have the ability to prevail. It starts with you right now. What are you going to do today to eat healthy and help your friends and family eat healthy? Obesity, heart disease, and diabetes are killing us, and now are even killing our kids. We have the ability to put an end to it.

3. Be nice. So simple but so tricky. We can get stuck in our own ideas of how things are and how things should be, so much that we glaze over and miss treating others with kindness. Simple acts of kindness spread like wildfire. Open the door for a stranger, call a friend you haven't spoken with for a while, or tell your spouse your appreciate and love them. It works wonders every time.

4. Get active. Would modern Jesus be sitting around with kids playing video games, or outside running and getting active? Our bodies are a gift. We have to take care of them. It's increasingly more difficult with our culture, but it's still a choice. Do something active today and drag along a pal too.

5. Be like Jesus. All the great gurus know that the secrets of the universe have been revealed to them and are available for everyone. The great gurus didn't ask for shrines to be built for them. People build shrines for gurus, sometimes because this kind of worship seems easier than taking the message and finding all that power inside ourselves. Gurus want people to realize everyone has the ability to gain a greater understanding of life, inspire others, and live a healthy, productive, rich life.

What would a weekend day in the life of modern Jesus be? Perhaps waking up at 7am and making a healthy breakfast for his family. Tell his family members he loves and appreciates them. Walk outside and hug some people. Follow his heart and remind you to follow yours. Maybe he'd bring his friends to a yoga class followed by a a walk in the park. He'd possibly end his day with a simple healthy meal with friends and conversation about being thankful for being healthy, happy, free, and alive.

Happy Jesus Day.

love, Tara

“Which way to the crucifixions?” Our driver leaned out the car and directed the question at some auto rickshaw drivers, lolling around in the mid morning sun. To get to the site where three crosses awaited three sinners, we had to proceed slowly — making way for trails of black hooded men, slapping their naked backs with leather whips, blood spattering over their bodies.

Three hours out of Manila, San Fernando has now become internationally known for its Good Friday blood spilling and nailing. The city takes on a festive air as masses arrive for the spectacle. In typical Filipino style, it's a mixture of pure devotion and Mardi Gras.

This annual ritual started as pure penitence about 40 years ago, but now, with ice cream sellers, souvenir hawkers and kids offering to carry your bags for a few pesos, it's more of a festival — an enjoyable day out — a curious Biblical side show.

A neighborhood basketball court is the home of one part of the festival; exhausted flagellators rest under the hoops and free throw line, and have a quick soothing cigarette — after handing their whips to local school boys only too happy to continue the rhythmic flogging of raw weeping flesh. Media are hustled onto a rickety creaking platform to the right of the crosses for optimum viewing pleasure. Medics tense for the inevitable wound dressing.

The tannoy loud speaker rumbles into life with atmospheric music and the crowd falls silent. Jesus arrives through the crowd, dressed in a simple kaftan, cross on his back. Centurions are with him, roughing him up and pushing him further onto the ground. The press surge forward and break the rope barriers, and are waved back by guards with t-shirts that read “Annual Lenten Rites – Good Friday – Security”.

There are already two sinners hung high. The historial and biblical effect is somewhat diminished — they are both wearing jeans and have watches strapped to their wrists. (After some very unholy hanky- panky with an Australian comedian being filmed on a cross, this year the Department of Tourism has a strict evaluation procedure for anyone wanting to be crucified. And yes, I am well aware how odd that sentence reads).

Jesus was then really nailed onto a cross. Everyone rubbernecked, but we couldn't see or hear — the cross was lowered for him to be hammered onto it and then lifted upwards. The crucifixion only lasted a few scant minutes before a Keystone Cops formation of volunteers jogged up on a rescue mission. As a Jesus-laden stretcher was trotted at a fast clip to the medical tent, an announcer told us the show was over and he hoped “to see you all next year!” Jesus had his bloody hands seen to (iodine and gauze) then he grabbed his backpack and disappeared into the amenities block.

In the bathroom Jesus had transformed to Bonjing, struggling with hammered and bandaged hands to put on his cargo pants. Bonjing is a 55 year old welder and native of Pampanga. For the past 13 years, he has had himself hung to a cross on Good Friday. “The nails don't go in very far, only a little,” he told me through a translator, who was trying to find him a cigarette.

In truth Bonjing didn't seem to be transported onto a spiritual plain by what he had just been through. The rock star reception when he emerged from the loos must have been fun though. Puffing on a Marlboro Menthol, he was the guy who everyone wanted to be photographed with, even if he was now dressed in a t-shirt and cargoes.

Over my shoulder on the Golgotha re-creation site, families were posing for photos by the crosses and drinking Coca Cola. The Calderon family from Pulilan stood smiling with their arms round each other and made sure the crucifix was in shot. “Yes it was good,” said the eldest son. “We might come again next year.”

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